Ease of Use

Loans are quick to arrange. Simply bring your item(s) of gold jewellery into our branch and we will quickly appraise the item(s) and then offer you a loan.

Loan Conditions

The jewellery you bring in is then used to secure your loan. You will be given a period of up to seven months to redeem your item(s).

When you redeem (pay off the loan) you will have to repay the original loan amount plus an additional monthly interest charge which will depend on the length of time you decided to leave the items in.

If you find at the end of the seven month period you do not want to repay the loan we offer a renewal service which means you can just pay the interest that has accrued and the loan will be extended for a further seven months.

If your pledge agreement runs out we will write to inform you that you need to address this matter at your earliest convenience. If we do not hear from you within a short time scale your items will be prepared for sale.

When your items are sold any proceeds will be used to pay off the loan and total interest accrued.

If your item(s) sell for more than you owe we will notify you by post that you are due a surplus. This will be paid to you on production of your original Pledge Agreement.

Lost Agreements

If you loose your Pledge Agreement you will have to attend the premises and we will issue you with an Affidavit form which you will then have to take to a solicitors to authorise.

ID Required to use our pawnbroking facility